Life Settlements for Seniors in Texas

Welcome to Bridge’s Texas life and viatical settlements page, where senior Texans can explore how to unlock the value of their life insurance policies today. As a licensed life settlement broker and a trusted advisor to seniors over 65 years old, Bridge is committed to helping Texans save time and maximize the value of their policies. Whether you’re looking to improve your retirement income or secure your legacy, our expert team is here to guide you every step of the way. Thank you for choosing Bridge, where your financial future is our top priority.

What Are Life Settlements and Viatical Settlements?

Life settlements and viatical settlements are financial transactions that allow a policy owner to sell their life insurance policy to a third party for cash. In Texas, life settlements are available to policy owners over the age of 65 with a policy face value of at least $100,000, while viatical settlements are available to policy owners of any age who are living with a terminal or chronic illness. By selling your policy, you can receive much-needed cash and relieve yourself of the burden of paying premiums. If you’re a senior in Texas looking to sell your life insurance policy, Bridge can help you get the best possible offer.

Benefits of Selling Your Life Insurance Policy

Selling your life insurance policy in Texas can be a smart financial decision. Seniors in Texas can eliminate their premiums and get much-needed cash now by opting for a life or viatical settlement. With the cash received, they can pay for medical bills, living expenses, long-term care, or anything else they need. Bridge’s innovative buyer bidding platform ensures that seniors get the highest possible offer for their policies, making it a smart financial decision. Don’t miss this opportunity to improve your lifestyle and secure your financial future. Choose a life settlement or viatical settlement today.

How Bridge Can Help

Looking to sell your life insurance policy for the best possible offer? Look no further than Bridge’s innovative buyer bidding platform, specifically designed for seniors in Texas. Our HighLife Guarantee ensures that our clients receive the highest settlement offer possible by using our platform to drive up valuations.

With our streamlined application process across multiple buyers, seniors can trust that they are getting the best offer for their policy. Plus, our free cash estimate and 14-day look-back window provide peace of mind and zero risk to seniors looking to get an appraisal. Contact us to learn more.

The Texas Market

As a licensed life settlement broker in Texas, Bridge is intimately familiar with the unique regulations, buyer demographics, and trends of the Texas market for life and viatical settlements. We specialize in helping seniors in Texas navigate the complexities of the market and obtain the best possible offers for their policies. For example, in Texas, policies with face values as low as $100,000 can be sold, and our expert team is skilled at maximizing valuations through our innovative bidding platform. Whether you’re looking to eliminate premiums, cover medical bills, or improve your financial situation, Bridge is here to help seniors in Texas make informed decisions about their life insurance policies.

How to Get Started

Starting the process of selling your life insurance policy with Bridge in Texas has never been easier. Just reach out to us for a free cash estimate, and our team will guide you through the simple application process. Once we receive offers from our extensive network of buyers, we will present them to you for your review. If you are satisfied with an offer, we will work with the buyer to finalize the sale and policy transfer. And if you change your mind within 14 days, you can return the proceeds without any penalty. Contact us now to get started.


We understand that seniors in Texas may have questions about life and viatical settlements. Here are some frequently asked questions we hear:

What happens to my beneficiaries if I sell my policy?
The buyer/provider becomes the new owner/beneficiary of the life insurance policy when the insured dies.

How is the cash from a settlement taxed?
Sellers typically don’t pay taxes on the basis (the total of all past premiums paid into the policy). The remaining proceeds above the basis or surrender value may be taxed depending on the amount and how the proceeds are used. For example; if the proceeds are used for Long Term Care insurance, they may be tax-favored. We recommend consulting a tax professional in Texas and reading our Life Settlement Tax Guide for more information.

How long does the process take?
Selling a policy is similar to the mortgage process of buying a home. Some transactions can take 30 days others can take months. Bridge can help you streamline the process to save time, money, and headache.

Can term policies be sold?
Yes, term life insurance policies can be sold in the state of Texas. Typically term policies are convertible, favorable in rates to age 100 or within life expectancy. Bridge can help review your term life insurance policy to see if it qualifies.

How do I know if my policy qualifies?
Sometimes it’s hard to tell because the policy is only half the equation, health being the other. Bridge can provide a life expectancy report that your carrier doesn’t provide to help you figure out what your future premiums might be and how that might affect your settlement valuation. Download our free life settlement app for iOS & Android to see if your policy qualifies for a free cash estimate.

More questions? Get answers by visiting our life settlement FAQs page for more info. We’re here to answer all of your questions and guide you through the process.

Life and Viatical Settlements By City in Texas

Looking to sell your life insurance policy for cash in Texas? Here are the top 5 cities we serve for life and viatical settlements:
Houston Life Settlements & Viaticals: Seniors in Houston can improve their financial situation and get cash for their life insurance policy with Bridge’s streamlined process.

San Antonio Life Settlements & Viaticals: Bridge is a licensed life settlement broker serving seniors in San Antonio. Get a free policy appraisal today and explore your options.

Dallas Life Settlements & Viaticals: Life settlements offer Dallas seniors a way to access the true value of their life insurance policy. Contact Bridge for a HighLife Guarantee and a no-risk policy appraisal.

Austin Life Settlements & Viaticals: Bridge’s innovative bidding platform can help drive up the value of your life insurance policy in Austin. Contact us today for a free cash estimate.

Fort Worth Life Settlements & Viaticals: If you’re a senior in Fort Worth, selling your life insurance policy can provide financial relief. Bridge offers a fiduciary service and a streamlined process for selling policies.

Don’t see your city listed? Bridge serves all cities in Texas for life and viatical settlements. Contact us today for a free policy appraisal and learn how you can get cash for your life insurance policy.


At Bridge, we know that securing your financial future is crucial, especially during your retirement years. That’s why we offer life and viatical settlement services to seniors throughout Texas. By partnering with us, you can receive a substantial payout for your life insurance policy, providing you with the financial stability you need to enjoy your golden years. Our streamlined application process, innovative bidding platform, and HighLife Guarantee ensure that you get the best possible offer for your policy. Take control of your financial future today and contact us to learn more about how we can assist you with life and viatical settlements in Texas.