Sell Your Life Insurance for More Cash & Celebrate!
TERM, WHOLE & UNIVERSAL
What's Your Policy Really Worth?

Get the Highest Offer with Bridge!


What’s a Life Settlement?
A life settlement is the sale of an existing life insurance policy to an investor for more than its cash surrender value but less than its (net) death benefit. This includes Term Life policies with $0 cash value.
About Bridge Insurance
Bridge™ is a (licensed & insured), Life Settlement Broker (fiduciary) who represents the Seller. We save clients time, money & energy while achieving the highest return. We only earn a commission if the client succeeds.
Which one represents you (policyowner)?
Over 65 years
Under 65 years
I have a Critical illness…
For people who suffer from an unfortunate, critical or chronic illness, no age restrictions apply. Please visit Viatical Settlements.
What type of policy do you own?

Term Policy
Term policies may be eligible to sell if it converts into a permanent (Whole) Life policy or extends to age 100+.

Whole Life
A Whole Life policy may be worth more than the Surrender Value. Don’t cash in or 1035 Exchange just yet!

Universal Life
Universal policies may have untapped values! Don’t cash in or 1035 Exchange without talking to Bridge first!
Every senior deserves to enjoy the fruits of their labor but retirements are drying up. *Seniors are living longer, costs keep rising and $25M seniors live at or below 250% of the poverty level.
Do you qualify?
To qualify for a Life Settlement each case must meet the Investor’s three main criteria;
Health.
Health status is one of the main factors for Life Settlements. Good health doesn’t disqualify!
Policy.
The death benefit should be at least $250K. Cash Value does not heavily influence the sale.
Age.
Typically seniors 75+ qualify more easily (depending on health status or policy).
Liability to Asset
Don’t let the Insurance company hold you hostage! You have the right to sell your life insurance policy without feeling obligated to keep paying.
What’s the Process?
The process can take weeks or months depending on medical underwriting, policy type, and 3rd party factors. Here is a timeline according to the Life Insurance Settlement Association (LISA).

“We believe in integrity by helping seniors win back their losses from Life insurance companies. We do this by helping them sell their policy for the highest return.
— Brandon Selfors / Founder
A plan is like a bridge you cross to reach your goal

HighLife Guarantee™
Bridge offers a personalized plan to help clients sell all or a portion of their life insurance policy for the highest return guaranteed.
What's Your Policy Really Worth?
Success Stories
Get the Highest Offer with Bridge!


Brokers vs. Providers
There are typically two way to sell a policy.
Life Settlement Brokers
Brokers are a fiduciary that work with multiple buyers to obtain the highest offer for a commission.
- ⚖️ Legal fiduciary (client best interest).
- ? Highest Offer
- ⌛ Longer process
- ? Broker fee
- ⏱️ Save time
- ? Done for you
Direct to Providers
Providers are buyers/investors of policies and are NOT a fiduciary. They earn money from the death benefit.
- ❌ May not have a fiduciary duty
- ? Single offer only
- ⏳ Faster process
- ❌ No negotiation power
- ❌ No fair market value
- ❌ No representation
Should I Sell?
Selling a policy may not be for everyone. Consider your options;
Potential Rewards
- ✅ Replenish retirement savings
- ✅ Financial relief
- ✅ Possible tax benefits (consult tax pro)
- ✅ Pay for medical bills or long term care (LTC)
- ✅ Enjoy the fruits of your labor and celebrate!
Potential Risks
- ⚠️ Proceedes may be taxable.
- ⚠️ Proceeds may be subject to creditors
- ⚠️ May effect Medicaid eligibility
- ⚠️ May effect Medicare Part B premium
- ⚠️ May not be able to obtain Life Insurance
Bridge’s Bond
FAQ’s
What do I need before I call?
To ensure a productive first meeting, be sure to have a physical or digital copy of the owner’s life insurance policy handy along with medical, medication and physicians contact information. The initial pre-qualification and quote could take between 20-45min.
Is there a minimum requirement?
Generally, we do not sell policies under $150,000 (ie: death benefit) unless the owner’s life expectancy is critical or the policy can be converted to a whole life product.
What about ADB's?
ADB or Accelerated Death Benefits. We suggest that if your policy includes an ADB provision, you should talk with your Life Insurance company as this may be a better option for you. Feel free to call us for a second option.
DOWNLOAD FREE PDF
? 2019 LIFE SETTLEMENT GUIDELINES
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DOWNLOAD FREE PDF
?2019 LIFE SETTLEMENT GUIDELINES
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