Question: What is the surrender value of a life insurance policy?

Brandon Selfors

Licensed Insurance Agent


The surrender value is cashing out your life insurance policy early. It’s typically less than the total premiums paid and doesn’t include the death benefit. Think of it like a “consolation prize” you receive while giving up future benefits.

But before you cash in, hold on! There’s a potentially lucrative option you might be missing: life settlements.

Life settlements

  • Unlock 2-10x MORE cash on average compared to surrender value!
  • Avoid hefty surrender charges: Skip penalties and get the full potential of your policy.
  • Gain financial freedom: Use the funds for debt consolidation, retirement, or any worthy cause.

Why work with a top-tier broker?

A seasoned life settlement broker will:

  • Evaluate your policy’s potential: See if a life settlement is the right fit for you.
  • Negotiate the best deal: Secure competitive offers and maximize your payout.
  • Handle the legwork: Streamline the process and ensure everything is done correctly.
  • Don’t settle for surrender charges, settle for MORE!

Anyone suggesting you simply cash in might miss the mark. Get a free life settlement quote and see if your policy qualifies for a potential windfall. Consult with a top-tier broker to discuss your options and get expert guidance.

Unlock the true value of your life insurance policy!

Here’s your action plan:

  1. Get a free life settlement quote from a top-tier broker.
  2. Maximize your life insurance payout and potentially achieve financial freedom.

So, before you just surrender your policy and settle for less, think about it. Getting a free life settlement quote can open your eyes to what your policy is really worth. A top-notch broker can guide you through the choices, offering expert advice.

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Our mission is simple: To increase wealth for American seniors.

Brandon Selfors / CEO

Certified Life Settlement Broker

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