Trusted.
FL Licensed Life Settlement Brokers.
As licensed life settlement brokers, we represent your best interests to secure the maximum cash value for your life insurance policy. Sellers win when buyers compete.
Sellers win when buyers compete.
To qualify, you need to be 65 or older or have a serious health condition at any age. You must own a life insurance policy—either Term or Permanent—with a face value of $100,000 or more.
Life changes.
Give your policy a living purpose.
Since 2018, I’ve helped families uncover the real value hidden in their policies. My background spans leading national healthcare teams, training in high-stakes negotiation, and earning licenses across life, health, annuities, and real property appraisals.
That commitment is the foundation of the transparent 3-step plan we’ve built to unlock your policy’s true value.
Agency License Number L106693
FL Agency License Number L106693
Let other life insurance companies compete for your policy
More Protection
Backed by our Fiduciary Promise and a 30-day “change-of-mind” guarantee.
More Offers
More Giving
Life insurance should work for you, not against you
Life insurance should work for you, not against you
Ask Bridge for Clarity & Value
1. Discover Your Policy’s Value
The journey begins. If you qualify, get your policy recertified and discover your options.
2. Secure the Highest Offer
3. Receive Your Payout
If successful, we stoke a bidding war among our network of buyers to achieve the highest cash payout.
Let’s Get A Real Number
– Rick G. from TX
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Bridge is an unbiased, unaffiliated, non-captive, non-company-owned, independent, licensed broker in FL, TX, NJ, CO, OR
Why Bridge?
As Life Settlement Brokers, we’re your trusted life insurance advisor and fiduciary in navigating the complex world of life insurance settlements. Whether you’re in Florida, Tampa, Miami, Naples FL, or even looking for a local expert near you, our experienced team of brokers and agents provides top-rated guidance backed by years of success. We work with individuals, families, and companies seeking the best options for universal life policy sales, whole life policy settlements, or even to sell term life policy for maximum value. As an A+ rated company, we take pride in offering consulting firm expertise with a personal touch, helping you understand what we do, how to choose the right path, and who is the best fit for your needs. From viatical settlement brokers to tailored agency services, Bridge is the name people find when they want clear answers, honest assessments, and results that truly bridge the gap between your policy’s potential and your financial goals.
FAQ
Get the facts about life settlements
Broker vs Provider
A broker is a state-appointed fiduciary; we are charged. by the state to represent your best interest and handle the sale of your asset while maximizing your payout.
A good broker often pays for themselves and more. Achieving greater results and fair commissions in exchange for time and risks associated with settlement transactions.
Can I keep my life insurance without making changes?
Who should be involved?
What are the costs or risks?
Life and viatical settlements are not for everyone. Not everyone qualifies to sell their life insurance policy due to factors such as, age, health and policy characteristics. Selling a life isnurance policy may have some implications to be aware of including;
– Suitability: (Does this make sense and is it a wise financial decision?) A good broker can help you navigate this option as well as advice from your financial advisor, family members, and a tax professional to name a few.
– Tax implications: How to handle capital gains (if any), cost basis (deductible) or tax-favored health exclusions or transfers.
– Medicare & Medicaid: Will the proceeds trigger a change in your health insurance, an increase in Part B premium or ineligibility of Medicaid?
– Creditors: Are the proceeds subject to creditors or debt obligations?
Brokers fees: A broker is paid a set amount of commission discussed upfront with the seller before engaging in the sale of a life insurance policy. Commissions have a legal cap limit to protect consumers. Brokers often pay for themselves above and beyond their commission to achieve additional surplus for the sellers. Bridge charges a flat rate (%) of the net or gross proceeds (whichever is less) per industry standard. We often base our commission on performance. As state-appointed, fiduciary partners, we aim to ensure our clients always come first.
Why sell my life insurance?
People sell for lots of different reasons. For many, life insurance can be a liability due to cost or expiration. For others, it’s a new way to fund retirement goals or an investment strategy. There is a way to sell your life insurance without changing its original intent, whether you sell now or later. Some clients wait years before they sell with us.
Did you know there are other ways to hit the jackpot than just paying premiums against your policy value? Let us do the math for you.
Connect with Bridge today.